Get your business funded. We run the whole loan for you.
Enter your GST number to start. We run your whole loan requirement right through to money in your account, and it costs you nothing.
We run the whole loan process,from ready to funded
We do not hand you a report and wish you luck. We take your loan requirement to the lenders most likely to back you, run it end to end, and stay on it until the money lands. No stage where you are left guessing.
How it works
Your loan in three clear steps
From first conversation to money in your account, we carry the load. You keep running your business.
Fifteen products across three kinds of need. We match your file to the ones your business qualifies for, then take it to the lenders most likely to back it.
01
Working capital
Day-to-day liquidity, credit lines, and cash against your receivables.
CAs, DSAs, and consultants: refer the businesses you already advise and earn a commission when their loan is disbursed. No underwriting, and no paperwork burden. We carry the loan from first conversation to disbursal.
No, and we never lend our own money. The capital comes from the lenders on our panel, who decide every approval, rate and term. What Capnix does is everything around that: we get your file loan ready, take it to the lenders most likely to back you, run the lender applications, chase it, and stay on it until the money is in your account.
Getting your loan costs you nothing. No joining fee, no file charge, and no cut of your loan. The lender pays us a fee once your loan is disbursed, so we earn only when you are funded. We also offer the optional Capnix Score subscription (monthly reports, trends, the improvement plan and alerts), but you never need it to get a loan through us.
Working capital loans, cash credit and overdraft facilities, term loans, business lines of credit, invoice and bill discounting, equipment and vehicle finance, secured and unsecured business loans, purchase order finance, supply chain finance, trade finance, MSME and Udyam-focused options, and selected scheme-linked routes, subject to lender eligibility.
We use AI-assisted tools to read your business financials and cash flow. That read shows your borrowing strength, tells us what to fix before a lender sees the file, and points us to the lenders most likely to fund you. Our team takes it from there and runs the loan through to disbursal.
No. Approval and final terms are the lender's decision, and no honest service can promise them. What we take responsibility for is everything up to that decision: building your file properly, taking it to the right lenders, and staying on it. If a lender declines, we do not hand you back a report. We go again.
CAs, DSAs, consultants, and anyone who can refer businesses seeking funding. Partners earn commission on successful disbursals and do not handle any financial analysis or underwriting.
Our team responds to enquiries within one business day.
